Switzerland - Excellence in Banking

Privacy

The Swiss believe that any legal security and the constitution's guarantee of protection for private property can be truly effective only if the individual's financial circumstances are shielded from gaze or intrusion of unauthorised bodies.

This need for confidentiality is provided in Switzerland by statutory secrecy for the clients of Swiss banks.

For this reason, in Switzerland one can also have one's account identified by a number only. Not because Swiss bank managers see their customers as numbers. On the contrary, numbered accounts are simply an added security measure in preserving the client's justified entitlement to discretion. This ensures that, apart from yourself, only one person knows your financial situation: the guardian of your monetary interests, your Swiss bank manager.

And it is good to know, too, that bank secrecy in Switzerland is not just a right but a duty which every bank employee is legally obliged to fulfill. Any infringement and he will be prosecuted.

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